As the world advances in technology, more and more people complete their financial transactions online. So is banking online safe or not? The answer, according to top security experts, is a qualified “yes.” Safe as experts said, however, we should still be extremely careful with our personal and financial information. To enjoy a secure experience, the following tips are offered to protect your information while taking advantage of the great benefits online financing.
· Make use of anti-virus protection software. You should get the best quality anti-virus protection available for your Internet banking experience. They protect your personal information in your computer from being lost due to a virus.
· Treat your smartphone like the computer it is. Downloaded apps can contain malicious codes. You have no idea who created that app, and if you’re going to download apps, you should avoid or minimize the financial transactions you make with the smartphone. When using smartphone, you need to be as careful as when using your computer.
· Keep your password confidential. Make your password as impersonal as possible. For example, do not use your date of birth, phone number, or your identity card number as your password. Crooks can access this information and decide to try it out. It is also highly recommended to keep changing your password regularly. In addition, do not store your password in the computer. Do not share bank machine Personal Identification Number (PIN) with anyone as it might place your finances and privacy at risk.
· Clear Your Browser’s Cache: If you use a public or shared computer to access Online Banking, it is vital that you log off when you are finished. Once you have logged off, you should strengthen your security by clearing the browser’s cache. The cache maintains a copy of web pages that have been viewed recently, and it would also place your online banking at risk if you forget to clear the cache.