Do You Need a Buyer’s Agent?
December 25, 2011
After years of trepidation, homebuyers are finally beginning to wade back into the housing market. But, as they do, many are making the surprising choice to hunt alone, rejecting the assistance of what’s known in real estate as a buyer’s agent.
For years, house-hunters have had the option to work with a real-estate agent who shows them properties and may ultimately negotiate the price as a counterbalance to the agent who represents the seller. But, now, fewer buyers are taking that option.
Of the buyers who purchased a property through a real-estate agent, just 57% had buyer representation, according to a 2010 report by the Nation...
Housing Prices Fall in Spain
December 22, 2011
The house price falls 7.4%
The second-hand houses reduced their prices by 9.6% and new, 5%
The prices of private housing fell by 7.4% in the third quarter over the same period in 2010, six points less than the rate recorded in the previous quarter (-6.8%), according to Price Index Housing (IPV) of the National Statistics Institute (INE) published on Thursday. In this way, and are fourteen consecutive quarters in which home prices have negative annual rates. In fact, the 7.4% fall recorded in the third quarter of this year is the third most pronounced of these last fourteen quarters a...
Port to Make Landscape Adjustments In Embarcadero Marina Park North
December 17, 2011
The Port of San Diego is preparing to make landscape adjustments toEmbarcadero Marina Park North that will allow the park to accommodate the upcoming New Year’s Eve Red Bull extreme sports event – “New Year, No Limits” – as well as major events in the future.
Two coral trees and a melaleuca tree will be removed. The two coral trees will be replaced with two new coral trees and staff will later decide whether to plant a new melaleuca tree or another type of tree in the park, all at Red Bull’s expense.
The New Year’s Eve event features daredevils jumping over water from Embarcadero Marina Park North to Embarcadero Marin...
Harder Than Ever to Afford Housing in Seattle
December 14, 2011
A new report from the Seattle Planning Commission finds that Seattle residents, particularly low-income residents, have more trouble than ever paying for housing, and—in the case of low-income families—can only afford to live here if housing is subsidized.
Significantly, the study found that although only about a third (35 percent) of all households spend more than 30 percent of their income on housing, about two-thirds of those who are very low-income (making 50 percent or less of the area’s median income, or about $29,500 for one person) or low-income (making up to 80 percent of median, or about $47,000 for one person) spend more than 30 percent of their income on housing.
Bank Collapses or Bank Runs in America’s Future?
December 10, 2011
Bank collapses or bank runs are common through history. The U.S. lost about 80 banks this year but depositors have been safe, but that may change.
Are Bank Runs Possible in the U.S.?
Right now Greece is experiencing bank runs because the Greek population knows the Greek banks are in big trouble. Approximately 80 banks have already collapsed this year in the U.S. but there have been no real bank runs. Are runs on banks, when a rush of depositors demand their money back, a thing of the past?
Bank Collapses are Common in History
From Bank of Credit and Commerce (BCCI) to the failure of Washington Mutual in 2008, banks collapse fairly frequently according to an ar...
Grand Central Apple Store is Grand
December 8, 2011
Apple employees in red t-shirts greeted Betabeat as we wandered around the open air Apple store that recently appeared on Grand Central Terminal’s East Balcony. ”Hi! How are you? Hi! Can I help you?” We were there for the press sneak preview, along with dozens of other media from Gothamist to CNBC, the cameraman for which was so excited he dropped his microphone. Although the store opens Friday at 10 a.m., press were allowed to buy things. Judging by the number of iPhones out, we bet someone did, especially with all those helpful holiday Apple elves, who looked especially Christmas-y in the golden light of Grand Central.
Tips On How To Buy The Appropriate Retaining Wall Design
December 3, 2011
Home development is one of the problems of the current times, with everyone trying to boost the value of their home with small changes. The actual fact is that even small house developments could increase your home’s resale price and the more that you put into the improvement.
Home development is one of the problems of the current times, with everyone trying to boost the value of their home with small changes. The actual fact is that even small house developments could increase your home’s resale price and the more that you put into the improvement the more you are likely to get in return in terms of house price increases. However, the downside to mos...
Home Mortgage Loans
November 30, 2011
Getting rid of the mortgage early is something that many home owners in the UK aspire to achieve. Being free of the principal financial debt in most people’s lives at the earliest stage possible offers financial security and peace of mind for later on in life.
Getting rid of the mortgage early is something that many home owners in the UK aspire to achieve. Being free of the principal financial debt in most people’s lives at the earliest stage possible offers financial security and peace of mind for later on in life. Paying off the mortgage early is no pipe dream though. In 2003, the average age of outright home ownership was 56, by 2004...
Home Equity Loans For People With Poor Credit – Get A Hassle-Free Home Equity Loan
November 26, 2011
Even with poor credit, your options for getting a home equity loan are numerous. Home equity loans are different from other types of personal loans. For starters, these loans are secured.
Even with poor credit, your options for getting a home equity loan are numerous. Home equity loans are different from other types of personal loans. For starters, these loans are secured. Lenders prefer this factor because it’s easy for them to recoup their money if the loan defaults.
Understanding Home Equity Loan Options
When applying for a loan using your home’s equity as collateral, there are several options. Homeowners with poor credit may take advantage of a home equity line of credit. Similar to credit ...
Another Sign of Canada’s Housing Bubble
November 23, 2011
Admittedly, I am not overly familiar with Canada’s housing bubble situation though I have seen a number of reports on it in past months. From the The Globe and Mail:
Doug Kass, president of Seabreeze Partners Management, he mentioned that the Canadian real estate is giving bigger warning signs than the U.S. market did before its real estate meltdown. So even Americans are starting to wonder aloud how long house prices can stay so high. This was one of the few views that went unchallenged.The general consensus that Canada’s housing market can’t continue to increase in price forever is not new. Canadians have been asking that for the better part of a decade. Ben Rabidoux has some great insights on his site TheEconom...
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